Obamacare Warning - We Are All Getting Older

We are all getting older. We need to take our "golden years" more seriously - as the government certainly is taking steps to change the landscape.

It all makes perfect financial sense. Fewer workers contributing, and the median age is moving up. Employers not recognizing the value of senior labor, so people who should not need to retire are still forced out of the workforce.

In an earlier post, I cautioned about early impacts of Obamacare. That a needed medication was not covered for Mom-in-Law because she was over age 60.

My Dad-in-Law has been in the hospital four times this year, as he has dealt with both COPD and pneumonia each time. He does not have the physical strength to both cook a meal for himself and to eat it once it's ready. He also has experienced renal failure, and may need to be on kidney dialysis temporarily or for the rest of his life. Of course, hospital stays cost us *all* money.

So yesterday, we moved Dad from the hospital to a Rehab facility. The clock is ticking, and the prospects don't look good.

Before last year, he would be eligible for long-term care after Rehab. To assure that he had prepared meals, takes his meds consistently, and doesn't require additional and unneeded hospitalization.

Enter Obamacare. In mid-2012 the game changed dramatically. Now unless he is on a feeding tube or suffering from advanced dementia, he will likely be discharged within days or a couple of weeks to "go back home". To continue the lifestyle that ends up with him in the hospital several times a year.

Cost to the taxpayer? Priceless.

More as this develops. It's interesting that Congress has determined that its members are not governed by Obamacare. Now we all know why. Do you want the *for profit* healthcare companies deciding whether or not you receive long-term care *if you truly need it* ???